Share/Draft Rates

Share Rates $25 minimum investment
Annual Percentage Yield is accurate as of September 30, 2016. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
Account Type
Minimum Opening
Deposit
Minimum Balance
to Earn APY
Dividend Rate Annual
Percentage
Yield
Dividends will be compounded quarterly and will be credited quarterly. Average Daily Balance.
Regular Share Account
$25.00 $100.00 0.15% 0.15%
Dividends will be compounded monthly and will be credited monthly. Average Daily Balance.
Checking
-
$1000.00
0.10%
0.10%
Money Market Account
 
$1,000 - 50,000.00
 
$50,000.01+
 
$1000.00
$1000.00
 
$1000.00
$1000.00
 
0.25%
0.30%
 
0.25%
0.30%
IRA Savings
$25.00
$100.00
0.40%
0.40%

Regular & IRA Certificates
Annual Percentage Yield is accurate as of September 30, 2016. Rates and other terms may change at any time without prior notice. $1000.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

  • Dividends will be compounded quarterly and will be credited quarterly.
  • If you close your share account before dividends are paid, you will not receive the accrued dividends.
Terms
Dividend Rate Annual Percentage Yield
Frequency
6 months
0.40% 0.40% Monthly
12 months
0.50% 0.50% Monthly
18 months
0.60% 0.60% Monthly
24 months
0.60% 0.60% Monthly


Click here
for the compound interest calculator or click here for the APR calculator.